Level Two: Manager Fact Sheet
Used in the Directed Account Plan International Stock Option
as of 9/30/11
This Fund seeks capital growth by investing primarily in a diversified international portfolio of stocks. The investment strategy for this Fund is 1) to invest in equities of small companies in developed market, as well as in fast-growing companies in emerging markets, 2) attempt to invest at least 65% of its assets in companies from at least three countries outside the United States.
Annual Performance

Comparison to Benchmark

* Note
Past performance is no guarantee of future results. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than the original cost.